July 18, 2024


Barragan Insurance Agency has the best rates on Medicare Surety bonds / Medicaid (DMEPOS) Surety Bonds. We provide Medicare Surety bonds throughout California and the Sacramento, Chico, Redding, West Sac, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Anaheim, West Sacramento ,and San Diego regions.  We provide our clients with low cost affordable  Medicare bonds from Top Rated Bond Carriers.

Call us at 916-984-9320 for a free Medicare/ Medicaid (DMEPOS) bond quote. Get a free quote within a couple of minutes.

The Medicare Bond / Medicaid Bond / DMEPOS Bond  are now required for Dentists that process Medicare and Medicaid client payments. The rate for the $50k Medicare (DMEPOS) bond is $5/thousand – $250/annually per location. The $5/thousand rate applies to Dentists, Pharmacy/Grocery, Physicians, Opticians, Orthotics and Prosthetics.  Any other category the rate of $10 / thousand would apply.






Note: in addition to the pharmacy requirement for this bond, DENTISTS are now required to post this bond as well with the Department of Health and Human Services (CMS).  Please make sure to follow the instructions on the first page of the attached application in regards to additional information. Please forward completed submission to me for processing.

This month (January 2019)  the Center for Medicare & Medicaid Services sent notification to all Durable Medical Equipment, Prosthetics, Orthotics and Supplies (DMEPOS) suppliers announcing that  DENTISTS are now required to obtain a surety bond.

Barragan Insurance Agency is your market for this new requirement! Our Medicare Bond / Medicaid Bond / DMEPOS bond is quick and easy for you. We have this Medicare (DMEPOS) bond with a competitive rate, instant underwriting and electronic delivery.

The CMS bond requirements are:

  • The bond must be secured through a U.S. Department of Treasury Authorized Surety (we meet that requirement – our  Bonds are Rated A+ by A.M. Best
    Rated A+ by Standard & Poor’s and are )
  • Minimum Coverage required: $50,000
  • Bond must be obtained within 60 days of receipt of CMS’ formal notification to be sent sometime this month (January 2019)
  • Failure to obtain the surety bond within 60 days will result in your Medicare Provider Transaction Access Number (PTAN) deactivation
  • Applies to all Medicare providers including those that are non-participating


Any Medical / Medicaid / DMEPOS supplier or provider that intends to bill Medicare / Medicaid for equipment must be bonded with a surety company. The surety bond is posted with the CMS (the obligee) to ensure compliance with CMS regulations. Medical Bonds / Medicaid Bonds / DMEPOS bonds guarantee that all claims submitted to Medicare / Medicaid are legitimate, and helps to cut down on fraudulent behavior. In exchange for annual premium, the surety bond provides a financial guarantee to the CMS that any potential claims will be corrected. If the surety company ends up paying out on a claim, the bond provider will be required to be reimbursed or repaid for the cost of the claim.

If you have multiple locations with different NPIs, and would like to cut down on additional paperwork, you may be able to have all of your locations listed on the same bond form. This can be achieved by having the surety issue one single bond with an addendum listing out each location. A bond must be purchased for every location that has it’s own National Provider Identifier (NPI).







 A Medicare  / DMEPOS bond is  is required by Centers for Medicare and Medicaid Services of the United States Department of Health and Human Services (CMS) in order to be enrolled in the Medicare program as a supplier of durable medical equipment, prosthetics, orthotics and supplies (DMEPOS), Pharmacist/ Pharmacies, and Dentists. The Principal is required to provide a surety bond as a condition of participation in the Medicare program under Section 4312(a) of the Balanced Budget Act of 1997 (Pub. L. 105-33) and 42 CFR § 424.57.

A $50,000 bond is required for each National Provider Identifier (NPI) and for each location. Bond is filed with the National Supplier Clearinghouse. Quoting available online for existing businesses.

Bonds are experience and credit scored.

 Download application:






Should you have any questions, please call us at 916-984-9320.  You may also email a copy of documents to: Info@barraganinsurance.com


Barragan Insurance Agency

1132 Suncast Lane Ste 8

El Dorado Hills, CA 95762

Phone: 916-984-9320

Fax: 916-984-8013


Barragan Insurance Agency provides Medicare (DMEPOS) surety bonds and serve Sacramento and the Northern California region including Folsom, Elk Grove, Rancho Cordova, Carmichael, Antelope, North Highlands, Folsom Ranch, Russell Ranch, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala Ranch, West Sac,  Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Davis, West Sacramento, Citrus Heights, Orangevale, Rancho Cordova, Fair Field, Vacaville, Auburn, Hills, Stockton, Modesto, Lodi, Merced, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Chico, Bakersfield, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Cupertino,  Placer County, Sacramento County, El Dorado County, Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.