June 14, 2024

Renters Insurance

Barragan Insurance Agency has the best rates on renters insurance for California. Get a renters insurance quote on affordable and low cost insurance. We can save you money on renters insurance. Barragan Insurance Agency serves  Sacramento, Folsom,  Chico, Folsom Ranch, Russell Ranch, Redding, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Santa Barbara, Anaheim, and San Diego regions.

Are you paying too much for Renters Insurance? Click here to find out.



We provide affordable, low cost, cheap renters insurance while still saving our clients money.
Renters insurance is insurance you buy if you are renting a property from someone else. It primarily covers your personal belongings since you’re not responsible for the building. A renters insurance policy provides protection for your personal property, such as furniture or electronic equipment, in case of perils like fire, theft, or wind damage.

If someone breaks into your residence or the apartment above you has a fire, and the water used to extinguish it floods your apartment, your landlord’s policy likely won’t pay to replace any of your personal property. That’s up to you.
You have a lot of money invested in your personal property and it’s worth protecting. As a renter, you could experience a loss due to something you have no control over.

Some of the named perils are:

  • Fire or Lightning
  • Windstorm
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Accidental Discharge of Water

Keep in mind your need for liability insurance  Your Renter’s Insurance Policy will also include liability protection. Which covers damages as a result of an unintentional bodily injury or property damage to another person. Renter’s Insurance may also pay for legal defense in these circumstances.  For instance, a vistor gets hurt. They could sue you. Fighting that suit could be an expensive nightmare.

A Renters Policy will protect your personal property the same way as it would if you owned a home.

Your Renters Insurance Policy Will Include:

  • Personal Property Protection – Covers the loss or damage of your personal property
    Liability Protection
  • Provides legal representation and protection against judgments
    Medical Protection
  •  Covers medical costs for visitors injured at your home
  • Additional Living Expenses – Reimbursed for costs of temporary housing during reconstruction
  • Consider Purchasing Flood Insurance  or Earthquake Insurance Since a Renters Insurance Policy doesn’t cover floods or earthquakes.

To see just how affordable all these valuable coverages can be.



Should you have any questions, please phone us at 916-984-9320.  You may also send us an mail to: Info@barraganinsurance.com


Barragan Insurance Agency

1132 Suncast Lane Ste 8

El Dorado Hills, 95762

Phone: 916-984-9320

Fax: 916-984-8013


Insurance Center for Sacramento and the Northern California region including Folsom, Elk Grove, Rancho Cordova, Carmichael, Antelope, North Highlands, Folsom Ranch, Russell Ranch, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Natomas, Chico, Bakersfield, Davis, West Sacramento, Citrus Heights, Orangevale, El Dorado Hills, Stockton, Modesto, Lodi, Merced, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Placer County, Sacramento County, El Dorado County, Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.

Click here to see our service areas within California