June 14, 2024

Homeowners Insurance

Get a free homeowners insurance quote. We provide  homeowners insurance coverage from photo of brown colored house green lawn with dark blue sky

homeowner insurance companies with the best homeowners insurance rates. Barragan Insurance Agency will provide you with a free and affordable homeowners insurance quote.  By comparing homeowners insurance you will get the best homeowners insurance coverage at the cheapest homeowners insurance price. Barragan Insurance Agency will help you save money on your homeowners insurance.  We can save you money on your homeowner insurance if you live in  the Sacramento area, Folsom, Chico, Cupertino, Folsom Ranch, Russell Ranch, Elk Grove, Rancho Cordova, Roseville, Rocklin, Redding, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Santa Barbara, Anaheim, Bay Area or the San Diego regions. Get a free homeowners insurance quote today. click the button below to start your homeowners insurance quote.


Are you searching for the best price on homeowners insurance? Well, You’ve  found it. We at Barragan Insurance Agency can provide you with low cost and  affordable homeowners insurance.  Let Barragan Insurance Agency give you a free homeowners insurance quote.

Natural disasters and man-made accidents aren’t just a possibility,  they will eventually happen.   Your home is one of one of your greatest assets. We can help protect your home with insurance from trusted homeowners insurance companies. There are a number of ways to trim your homeowner insurance costs without sacrificing coverage.  The price you pay for your homeowners insurance can differ by hundreds of dollars.

Keep your money in your pocket where it belongs by having the right homeowners insurance.   We will provide you with a free home insurance quote from the best homeowner insurance companies in the industry. Are you shopping for low cost and affordable homeowners insurance? Let us do the shopping for you. We compare rates from top rated homeowner insurance companies.

Things to consider when buying homeowner insurance that will save you money.

  • Combine your home and auto insurance as package coverage.  By combing your home and auto insurance together with the same company this can save you  by as much as 25%.  on the homeowners insurance alone.  Packaging your homeowners insurance with your auto insurance together and you can receive additional discounts on your auto insurance.
  • Make sure you are receiving  all of the homeowner insurance discounts you deserve. Home insurance discounts are often available for having  smoke detectors and fire alarms, burglar alarms, being a non-smokers, having a new home, your home was made by a preferred home builder,  being a senior citizen, being a civil service employee, a medical professional, an educator,  or living in a gated community, having indoor fire sprinklers, being married, and having updated your home such as putting on a new roof, upgrading the electrical, plumbing, or heating / cooling systems.
  • Increase your homeowner insurance deductible.  The standard homeowner insurance deductible is generally $1000, but many people sometimes still carry a $250 or $500 deductible.  Typically, you can save about 10% on homeowner insurance just by increasing a $500 deductible to $1000 or more.

Available Discounts:

  • Package policy (auto / home together )
  • Smoke detectors,  fire alarms, Central monitored burglar/ fire alarms
  • Non-Smoker
  • New home
  • Senior citizen
  • Civil Service Employee, such as  Law Enforcement, Fire Fighters, Teachers, PERS members
  •  Medical Personnel, Doctors, Nurses, Physician Assistant, Nurse Practitioner
  • Educator /Teacher /S.T.R.S. members (current or retired)
  •  Gated community
  • Indoor fire sprinklers
  • Married
  • Updates on electrical, plumbing, heating, roof
  • Public Utility employees  such as CalTrans employees, SMUD, PG&E, Sprint, Verizon, AT&T
  • P.E.R.S. members, City employee, County employee, State employee (see list of State Agencies for Eligibility), Federal employee
  • Preferred home builder   such as Lennar Homes, Elliott Homes, Cresleigh Homes, KB Homes, DR Horton Homes, JMC Homes, Toll Brothers Homes, Pulte Homes, William Lyon Homes (check to see if your home builder is on the list)

Let us know which  discount(s) apply.

Depending on where your home is located or if it is required by your mortgage lender, you should  consider Flood Insurance and / or Earthquake Insurance to protect you financial Investment.



Should you have any questions, please phone us at 916-984-9320.  You may also send us an mail to: Info@barraganinsurance.com


Barragan Insurance Agency

1132 Suncast Lane Ste 8

El Dorado Hills, 95762

Phone: 916-984-9320

Fax: 916-984-8013


Homeowners Insurance Center for Sacramento and the Northern California region including homes in Folsom, Elk Grove, Rancho Cordova,  Carmichael, Antelope, North Highlands, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala  Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Davis, West Sacramento, Citrus Heights, Orangevale, Folsom Ranch, El  Dorado Hills, Folsom Ranch, Russell Ranch, Stockton, Modesto, Lodi, Merced, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Chico,  Bakersfield, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Placer County, Sacramento County, El Dorado County,  Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.