July 18, 2024

Buy low cost homeowners insurance with the best rates from Barragan Insurance Agency. Get an affordable free insurance quote online or by phone. We have top rated insurance companies to get your quote. We will help you save money on your homeowners insurance costs. We serve the Sacramento, Folsom, Elk Grove, Natomas, Folsom Ranch, Russell Ranch, Chico, Cupertino, Rocklin, Roseville, Rancho Cordova, Citrus Heights, Redding, San Francisco, Oakland, San Jose, Bay Area, Long Beach, Fresno, Los Angeles, Orange County, Santa Ana, Santa Barbara, Anaheim, and San Diego regions.

Homeowners insurance is a form of property insurance that covers losses and damages to your house and to property in the homeHomeowners insurance provides liability coverage against accidents in the home or on your property.  Homeowner’s insurance protects you and your mortgage lender from losses in the event your home is damaged or destroyed by such things as fire, windstorm, or vandalism.  Homeowners insurance is made up of different coverage’s that pay to repair or replace your home and the belongings if they are damaged by perils such as fire, theft or vandalism. Homeowners Insurance may also help cover the costs if you accidentally damage another person’s property or if someone visiting you is injured at your home.

Searching for the best home insurance rates on low cost affordable and cheap home insurance – You’ve Found it . We have the best Insurance rates and most competitive rates on homeowners insurance from top rated insurance companies.


Protect one of your most valuable assets – your home. Having the right home insurance helps you keep your money where it belongs… in your pocket. Barragan Insurance Agency provides Free Home Insurance Quotes  from top insurance industry leading companies. Looking for low cost affordable cheap home insurance? Get a quick and easy home insurance quote from Barragan Insurance Agency? Let us do the shopping for you from top rated insurance companies.

Natural disasters and man-made accidents aren’t just a possibility – they are an eventuality. Barragan Insurance invites you to think of your greatest asset…your home. There are a number of ways to trim your home  insurance costs. The price you pay for your home insurance can vary by hundreds of dollars. Here are a few things to consider when buying home insurance that can save you money. Combining your home and auto insurance policies together as a package we can provide you a discount on your home insurance by as much as 25%.  By combining both your car and your home insurance can also provide you with additional discounts on your auto insurance for packaging the two policies together.

Make sure you are receiving all of the home insurance discounts you deserve. Home insurance discounts are often available for Civil Service / Government employees, packaging home and auto together, smoke detectors and fire alarms, burglar alarms, being a non-smoker, having a new home, living in a home from a preferred home builder, being a senior citizen, being a civil service employee, being  a Medical Association Member, being an Educators /teachers, living in a gated community, having indoor fire sprinklers, marriage, and updating your home such as a replacing your roof, updating your electrical, plumbing, or heating / cooling systems.

Increasing your homeowners insurance deductible can lower your homeowners insurance costs. The standard home insurance deductible is generally $1000, but many people still carry a $250 or $500 deductible. Typically, you can save about 10% on home insurance just by increasing a $500 deductible to $1000 or more.

Other Discounts are also available for new homes built by specific home builders. Let us know which discount(s) apply.

Depending on where your home is located or if it is required by your mortgage lender, you should consider Flood Insurance  and / or Earthquake Insurance to protect you financial Investment.


Should you have any questions, please phone us at 916-984-9320. You may also send us an mail to: Info@barraganinsurance.com


Barragan Insurance Agency

1132 Suncast Lane Ste 8

El Dorado Hills, 95762

Phone: 916-984-9320

Fax: 916-984-8013


Homeowners Insurance Center for Sacramento and the Northern California region including Folsom, Elk Grove, Rancho Cordova, Carmichael, Antelope, North Highlands, Folsom Ranch, Russell Ranch, Lennar Homes, Elliott Homes, Beazer Homes, Cresleigh Homes, KB Homes, DR Horton Homes, JMC Homes, Toll Brothers Homes, Pulte Homes, William Lyon Homes Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Davis, West Sacramento, Citrus Heights, Orangevale, Rancho Cordova, Fair Field, Vacaville, Auburn, Hills, Stockton, Modesto, Lodi, Merced, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Chico, Bakersfield, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Cupertino,  Placer County, Sacramento County, El Dorado County, Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.