April 23, 2024

Home Insurance

Get free homeowner’s insurance quotes with the best insurance rates  on Low Cost, Affordable, Cheap, Homeowner’s  Insurance. We can save you money on your home insurance if you live in Sacramento, Folsom, Chico, Redding, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Santa Barbara, Anaheim, or the San Diego areas from best rated insurance companies .

Searching where you can find the best insurance rates in Sacramento on low cost affordable and cheap homeowner’s insurance – Well, You’ve  found it

Protect one of your most valuable assets – your home. Here’s the deal – having the right home insurance helps you keep your money where it belongs… in your pocket.   We provide free  homeowner’s insurance quotes from  the best insurance companies in the industry such as Civil Service employees (CSE), Stillwater Insurance, Travelers Insurance, Hartford Insurance, MetLife Insurance, GMAC Insurance, Foremost Insurance, Fidelity Insurance, Lloyds of London Insurance, American Reliable Insurance, American Modern Insurance, First American Specialty Insurance, National General Insurance, Safeco Insurance, Tower Insurance, Geovera Insurance, and many more.  Looking for low cost affordable cheap quick and easy homeowner’s insurance.  Let us do the searching from top rated home insurance companies for you.

Why does this matter to you? Natural disasters and man-made accidents aren’t just a possibility,  they are an eventuality.   Barragan  Insurance Agency invites you to think of your greatest asset…your home. How can you actually use this? There are a number of ways to trim your homeowner’s insurance costs.  The price you pay for your homeowner’s insurance can vary by hundreds of dollars.


Here are a few things to consider when buying home insurance that can save you money.

  • Combine your home and auto insurance as package coverage  and discount your home insurance by as much as 25% for insuring both your car and your home together with the same company and  receive additional discounts on your auto insurance for packaging the two policies together.
  • Make sure you are receiving  all of the home insurance discounts you deserve. Home insurance discounts are often available for smoke detectors and fire alarms, burglar alarms, non-smoker, new home, preferred home builders,  senior citizen, government employee, civil service,  medical personnel, educators,  gated community, indoor fire sprinklers, marriage, and updates to your home such as a new roof, electrical, plumbing, or heating / cooling system.
  • Increase your home insurance deductible.  The standard home insurance deductible is generally $1000, but many people still carry a $250 or $500 deductible.  Typically, you can save about 10% on homeowner’s  insurance just by increasing a $500 deductible to $1000 or more.

Available Discounts: 

  • Package policy (auto / home together )
  • Smoke detectors,  fire alarms, Central monitored burglar/ fire alarms
  • Non-Smoker
  • New home
  • Senior citizen
  • Civil Service Employee, such as  Law Enforcement, Fire Fighters, Teachers, PERS members
  •  Medical Personnel, Doctors, Nurses, Physician Assistant, Nurse Practictioner
  • Educator /Teacher /STRS members (current or retired)
  •  Gated community
  • Indoor fire sprinklers
  • Married
  • Updates on electrical, plumbing, heating, roof
  • Public Utility employees  such as CalTrans employees, SMUD, PG&E, Sprint, Verizon, AT&T
  • PERS members, City employee, County employee, State employee (see list of State Agencies for Eligibility), Federal employee
  • Preferred home builder  (check to see if your home builder is on the list)

Let us know which  discount(s) apply.

Depending on where your home is located or if it is required by your mortgage lender, you should  consider Flood Insurance and / or Earthquake Insurance to protect you financial Investment.



Should you have any questions, please phone us at 916-984-9320.  You may also send us an e- mail to: Info@barraganinsurance.com

             or  mail us at:

Barragan Insurance Agency

1132 Suncast Lane Ste 8

El Dorado Hills, CA 95762

Phone: 916-984-9320  Fax: 916-984-8013


Home Insurance Center for Sacramento and the Northern California region including homes in Folsom, Elk Grove, Rancho Cordova,  Carmichael, Antelope, North Highlands, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala  Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Davis, West Sacramento, Citrus Heights, Orangevale, El  Dorado Hills, Stockton, Modesto, Lodi, Merced, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Chico,  Bakersfield, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Marin, Brentwood, Pasadena, Hayward, North San Diego, Orange County, Placer County, Sacramento County, El Dorado County,  Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.