July 2, 2020

Get a Home Insurance Quote

Get free home insurance quotes with the best insurance rates  on Low Cost, Affordable, Cheap, Home  Insurance. We can save you money on your home insurance if you live in Sacramento, Folsom, Chico, Redding, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Santa Barbara, Anaheim, or the San Diego areas from best rated insurance companies .

Click Here to get a Free Home Insurance Quote

Searching where you can find the best insurance rates on low cost affordable and cheap home insurance – Well, You’ve  found it

Protect one of your most valuable assets – your home. Having the  right homeowners insurance helps you keep your money where it belongs… in your pocket.   We provide free  home insurance quotes from  the best homeowners insurance companies in the industry such as Civil Service employees (CSE), Stillwater Insurance, Fidelity Insurance, Travelers Insurance, Hartford Insurance, MetLife Insurance, GMAC Insurance, Foremost Insurance, Lloyds of London Insurance, American Reliable Insurance, American Modern Insurance, First American Specialty Insurance,  Safeco Insurance, Tower Insurance, Geovera Insurance, and many more.  Looking for low cost affordable cheap quick and easy home insurance.  Let us do the searching from top rated home insurance companies for you.

Natural disasters and man-made accidents aren’t just a possibility,  they are an eventuality.   Barragan  Insurance Agency invites you to think of your greatest asset…your home. There are a number of ways to trim your homeowners insurance costs.  The price you pay for your home insurance can vary by hundreds of dollars.

Click Here to Get a Free Home Insurance Quote

Here are a few things to consider when buying homeowners insurance that can save you money.

  • Combine your homeowner insurance and auto insurance as a package  and discount your homeowners insurance by as much as 25% for insuring both your car and your home together with the same company and  receive additional discounts on your auto insurance for packaging the two policies together.
  • Make sure you are receiving all of the homeowners insurance discounts you deserve. Homeowners insurance discounts are often available for smoke detectors and fire alarms, burglar alarms, non-smoker, new home, preferred home builders,  senior citizen, government employee, civil service,  medical personnel, educators,  gated community, indoor fire sprinklers, marriage, and updates to your home such as a new roof, electrical, plumbing, or heating / cooling system.
  • Increase your home insurance deductible.  The standard home insurance deductible is generally $1000, but many people still carry a $250 or $500 deductible.  Typically, you can save about 10% on home insurance just by increasing a $500 deductible to $1000 or more.

Available Discounts:

  • Package policy (auto insurance / homeowners insurance together )
  • Smoke detectors,  fire alarms, Central monitored burglar/ fire alarms
  • Non-Smoker
  • New home
  • Senior citizen
  • Government Employee
  • Civil Service Employee, such as  Law Enforcement, Fire Fighters, Teachers, PERS members
  •  Medical Personnel, Doctors, Nurses, Physician Assistant, Nurse Practitioner
  • Educator /Teacher /STRS members (current or retired) / PERS members (current or retired)
  •  Gated community
  • Indoor fire sprinklers
  • Married
  • Updates on electrical, plumbing, heating, roof
  • Public Utility employees  such as CalTrans employees, SMUD, PG&E, Sprint, Verizon, AT&T
  • PERS members, City employee, County employee, State employee (see list of State Agencies for Eligibility), Federal employee
  • Preferred home builder  (check to see if your home builder is on the list)

Let us know which  discount(s) apply.

Click Here to Get a Free Home insurance Quote

Depending on where your home is located or if it is required by your mortgage lender, you should  consider Flood Insurance and / or Earthquake Insurance to protect you financial Investment.

Click Here to Get a Free Homeowners Insurance Quote

Frequently Asked Questions about Home Insurance

Should you have any questions, please phone us at 916-984-9320.  You may also send us an mail to: Info@barraganinsurance.com

Barragan Insurance Agency

1132 Suncast Lane Ste 8

El Dorado Hills, CA 95762

Phone:  916-984-9320

Fax: 916-984-8013

Home Insurance Center for Sacramento and the Northern California region including homes in Folsom, Elk Grove, Rancho Cordova,  Carmichael, Antelope, North Highlands, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala  Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Davis, West Sacramento, Citrus Heights, Orangevale, El  Dorado Hills, Stockton, Modesto, Lodi, Merced, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Chico,  Bakersfield, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Marin, Brentwood, Pasadena, Hayward, North San Diego, Orange County, Placer County, Sacramento County, El Dorado County,  Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.

Are You Paying Too Much For Insurance?

Are you over-paying for Insurance? Find out? The cost of Insurance can vary considerably for the same person depending on the insurance company,  in some cases, by more than thousands of dollars per year.

Let us shop and compare the Best Insurance Rates for you! We will find the best, low cost, affordable, cheapest insurance rates for you from industry leading stable insurance companies.

We  are the Insurance Center for the Best Rates in California for  Affordable, Low Cost, Cheap Insurance. Let us help you save money on insurance while not skimping on your insurance coverage.

Let us provide you with a Free Homeowners Insurance QuoteFree Car Insurance Quote,   Free Motorcycle Insurance Quote,   Free Life Insurance Quote ,   Free Health Insurance QuoteFree Flood Insurance QuoteFree Business Auto Insurance Quote  and  Free Business Insurance Quote.

Discounts are available for Law Enforcement, Fire fighters, Teachers, Physicians, Medical staff, Public Utilities workers, CalTrans employees, PERS members, STRS members, current , retired, or ex-military, Federal,  State, County, and City Employees.  Just let us know which group discount applies to you.

If you have had a DUI, Reckless Driving, or an accident? We can insure you. If you need an SR-22?  We can insure you and provide you and the DMV with an SR-22.

We specialize in affordable, low cost, cheap rates for Homeowner’s Insurance, Car Insurance, Motorcycle Insurance, Life Insurance, Health Insurance, Commercial Truck Insurance, Business Insurance, Surety & Fidelity Bonds, and Specialty Insurance for individuals, families and businesses of all sizes.

We are the Insurance Center for Sacramento and the Northern California region including Folsom, Elk Grove, Rancho Cordova, Carmichael, Antelope, North Highlands, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Natomas, Davis, West Sacramento, Citrus Heights, Orangevale, El Dorado Hills, Stockton, Modesto, Lodi, Merced, Chico, Bakersfield, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville,Vallejo, Marysville, Plumas Lake, Linda, Yuba City, San Jose, Campbell, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Placer County, Sacramento County, El Dorado County, Yolo County, San Joaquin County, Sutter County, San Francisco, Oakland, San Jose, Santa Barbara, Campbell, Redding, Long Beach, Fresno, Los Angeles, Santa Ana, Anaheim, San Diego, Northern California, Central California, and Placer County, and other cities and counties within California.

Call (916) 984-9320 for a free quote on low cost insurance.

Should I Purchase Earthquake Insurance?

Ask anyone who has earthquake damage and the answer is clear.

Here are some of things you should consider before purchasing Earthquake Insurance:

  1. Am I located in an Earthquake zone
  2. Will the premium costs cover “catastrophic damage”
  3. What are the current costs to rebuild my home to my existing home standards?
  4. what deductibles are available for earthquake insurance?
  5. Where do I get earthquake insurance?

These are just some of the questions every property owner should ask prior to insuring their property in the event of an Earthquake. Many people believe that Earthquake Insurance covers all damage to a property, however depending on the policy, that’s not always true. See Earthquake Insurance Frequently Asked Questions